Monday, July 4, 2011

Joplin Insurance Payouts Hit 1/2 Billion ? CBS St. Louis

JEFFERSON CITY, Mo. (AP) __ Insurance companies already have paid out more than $500 million in claims for a deadly tornado that struck the southwest Missouri city of Joplin. But the final total could grow to three or four times that amount.

The state insurance department said Thursday that insurance companies have reported receiving 14,910 claims on homeowners, commercial and vehicle insurance policies so far. They have paid out $509 million on those claims.

But the state agency says insurance companies expect nearly 17,000 additional claims to come in from the May 22 tornado. State insurance director John Huff says the Joplin tornado will
be the largest insurance payout in Missouri history. The state agency says it expects insurance companies ultimately will pay between $1.5 billion and $2 billion in claims.

Copyright 2011 by The Associated Press

Source: http://stlouis.cbslocal.com/2011/07/01/joplin-insurance-payouts-hit-12-billion/

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Saturday, July 2, 2011

Obesity, Health Insurance, and Employer Incentives | Health for ...

Federal health reform is the front page news, but states and businesses are the laboratories for change. Next to Governors, who have to deal with hideous budget problems driven by declining revenues and escalating Medicaid costs, employers who offer health insurance to their employees are most directly concerned about health care costs.

Health reform requires three ingredients: (1) facing facts, (2) thinking strategically and (3) embracing individual and population concerns. Given the virulent divisiveness of current U.S. politics, employers who offer health insurance are the most promising venue for applying this triad in a ?businesslike? manner!

In previous posts I?ve written about how IBM promotes primary care and encourages employees to find a medical home (here), how Foundation Coal and Peabody Energy understand and act in accord with comparative effectiveness concepts (here), and how the Hannaford supermarket chain rewards employees who have surgical procedures like joint replacement in Singapore, where high quality services are available at lower cost (here). An article in yesterday?s New York Times ? ?Health Care Savings Could Start in the Cafeteria? ? describes a pilot collaboration between employers, a health plan, and The Full Yield, a start up health improvement company.

Starting in January, employees at John Hancock and the City of Boston will be able to enroll in a year-long Full Yield program that will provide access to healthful prepared meals, nutrition coaching, and other self-management tools. At John Hancock participants will get $100 worth of coupons that can be used at the office cafeteria and at local supermarkets that carry the Full Yield products. At the City of Boston, participants will have a series of biometric measurements taken at least three times during the year. The Full Yield is partnering with Harvard Pilgrim Health Care, the not for profit insurance company for which I run the ethics program, to administer and evaluate the program.

The Safeway company has apparently achieved the near-miracle of keeping its employee health insurance costs level since 2005. Steven Burd, the CEO, attributes its success to ?creating a culture of health,? part of which involves incentives for managing tobacco use, healthy weight, blood pressure and cholesterol levels. For achieving targets in those four areas, employees can reduce their contribution to health insurance premium, by up to $780 per year for individuals and $1,560 per year for families. (see here)

Incentives ? especially if they?re guided by insights from behavioral economics ? work. (See, for example, this article in JAMA by Kevin Volpp and colleagues.) And, since obesity is a highly stigmatized condition that tracks closely with socioeconomic status, the wrong kinds of incentives could reinforce prejudice and discriminate unjustly. But those risks are reasons to use incentives carefully and monitor for negative impacts as well as success ? just as good clinicians do for the treatments they administer ? not reasons to avoid incentives altogether.

I continue to believe that employer/employee collaboration on behalf of promoting health and constraining health care costs within the workplace ?family? is an extremely promising approach to transforming our national health non-system!

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Source: http://www.healthforlifes.net/obesity-health-insurance-and-employer-incentives.html

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Experiencing Nigeria | Arts and Entertainment Network


Five teachers from schools across America spend five days in Nigeria. In addition to visiting Holy Child Schools in Lagos, highlights included spending an overnight at Holy Child Organic Farm, touring the National Museum and learning about Yoruba art and culture at the Nike Centre for Art and Culture.

Tags: Experiencing, Nigeria

Source: http://www.lolsb.com/?p=1312

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Friday, July 1, 2011

Dangerous Drugs - Free Personal Injury Legal Consultation

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Source: http://www.personalinjurysync.com/injury-legal-info/dangerous-drugs/

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GAEMS G155 Portable Console System for XBOX360 & PS3

Smartphones, tablets, the PlayStation Vita, and the 3DS may be redefining how we play games on the go, but there is still no substitute for a PlayStation 3 or Xbox 360. Unfortunately, there's no easy way to transport your beloved console, and no guarantee that you'll have a place to set it up when you reach your destination.

The Gaming and Entertainment Mobile Systems (GAEMS) G155 provides not only a simplified method for transporting a Xbox 360 or PlayStation 3, but also an integrated display and sound system to play it on.

GAEMS has their work cut out for them when it comes to making the G155 appeal to a large consumer demographic, but for the small niche market that will be willing to pay for the pleasure of truly portable console gaming, it serves its purpose well.

When closed, the G155 is not unlike a hardshell carrying case for professional video equipment. The case is constructed out of a relatively dense plastic, which is latched together by two clamping mechanisms on the left and right sides.

The G155 is intended to not only serve as a portable gaming station, but a hardshell plastic carrying case for your console. The system uses Velcro straps and a padded liner that conforms to the size and shape of the original and slim versions of both the Xbox 360 and PlayStation 3. Opposite the removable padded liner is the integrated display and sound system, which is built into the framework of the case.

Because the display is built into the wall of the case and there is only one side protected by a padded liner, the G155 is not intended to provide protection beyond what is[..]ociated with basic hand carriage. In other words, don't regard the G155 as an impenetrable mobile fortress for your console; this is a carry-on, not something you want barreling around the cargo bay.

> GAEMS G155 Portable Console System for XBOX360 & PS3 - Photo posted in BX GameSpot | Sign in and leave a comment below!

That said, it still provides a reasonable amount of protection. The Velcro straps and molded padding keep your console well secured and the tight plastic casing will keep it safe from the elements.

Additionally, GAEMS has padded out the sides of your console with two removable pouches that can store cables, your Xbox 360's power brick, and a controller or two. The added storage is decent for carrying around the bare essentials needed to power and connect the system and your console, but additional hardware like multiple controllers, games, and other add-ons won't fit. Obviously more storage space is nice, but it would have come at the cost of added weight and size, and the G155 is already hefty enough.

The case is roughly 20-inches wide, 15-inches tall, and 6.8-inches thick, and weighs 8.6-pounds. With a console and accessories inside, the weight can jump up to anywhere between 15- and 20-pounds. The weight, straining as it may be for long hauls, is to be expected and simply a necessary consequence of transporting hefty console hardware.

But, of course, the most important aspect of the G155 is how the integrated display works. Though certainly not of the highest visual caliber, the G155's 15.5-inch LED 720p display is sufficient for its intended purpose ? providing clear visual performance for one or two players within close proximity. The display is fairly bright and the colors are decent, though it has a fairly limited contrast range and certain hues look muted while others fully saturated.

> GAEMS G155 Portable Console System for XBOX360 & PS3 - Photo posted in BX GameSpot | Sign in and leave a comment below!

There are no visible lines of resolution, and input delay is extremely low due to the limited components the signal has to travel through. To that end, I can see the G155 becoming a fan favorite for competitive multiplayer events and traveling pros.

My only major gripe with the display was its limited viewing angle, which as you can see in the video above, can make the screen almost unusable from anywhere outside of a narrow direct and level view. Since the system is intended for one or two users, however, it isn't a critical issue.

The built-in speakers are also expectedly low-fidelity, delivering flat stereo game audio with a reasonably loud volume. Fortunately, the system also supports two headphone ports, which allow two players to connect any stereo pair of headphones to the display for a personal audio experience. Its important to note, however, that surround sound audio ? simulated or true ? can only be achieved through additional processing hardware, like an Astro Gaming MixAmp or Turtle Beach's PX5 gaming headphones. Obviously having to carry more gear is less-than-preferred, but adding surround sound processing to an integrated display, especially audio officially licensed by Dolby, would have added another $100 or more to the already steep price of admission.

> GAEMS G155 Portable Console System for XBOX360 & PS3 - Photo posted in BX GameSpot | Sign in and leave a comment below!

In terms of setup, the G155 is fairly simple to use. The display is powered by an AC adapter and connects to your console via a 7-inch HDMI cable, both of which are included. The AC adapter will not, however, power your console; you have to connect the standard power cable separately. From there, it's just a matter of powering on the display and your console and firing up the game of your choice.

Though certainly not as immersive as your home theater setup, the G155 is a simple and effective way to take your console experience on the go. It's certainly not without its flaws, and the $299.99 asking price is definitely a premium only those truly in need can justify, but for its intended purpose, it works well.

Source: http://slumz.boxden.com/f13/gaems-g155-portable-console-system-xbox360-ps3-1570135/

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Lloyd Premieres Dedication To My Ex (Miss That) Featuring Andre 3000 and Narrated by Lil Wayne

  Check out the brand new?lyric video for Lloyd?s NSFW track ?Dedication To My Ex (Miss That)? featuring Andre 3000 and narrated by Lil Wayne. The track will be featured on Lloyd?s new album??King of Hearts, dropping on Tuesday, July 5th. Official Site:?http://www.lloydmusic.com/ Facebook: www.facebook.com/lloydmusic Twitter: www.twitter.com/lloyd_yg  

Source: http://www.celebritymound.com/lloyd-premieres-dedication-to-my-ex-miss-that-featuring-andre-3000-and-narrated-by-lil-wayne/?utm_source=rss&utm_medium=rss&utm_campaign=lloyd-premieres-dedication-to-my-ex-miss-that-featuring-andre-3000-and-narrated-by-lil-wayne

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